PaydayLoan-Lenders.com is not a lender or a representative, agent, or correspondent for any service provider or lender. We only provide matching services and do not offer any lending services to consumers directly. We do not support or recommend any particular service provider, loan product, or lender, and neither do we make any credit decisions.
When consumers fill out and submit our short online application form, we search our database and match them with suitable payday loan lenders and loan products. Consumers can use our service without any obligations.
Every consumer is matched to a payday loan lender who can best meet his/her needs and is inclined to offer a loan. Information about applicable rates and fees is disclosed to the consumer by the lender when the loan is approved.
Consumers are under no obligation to agree to the interest rate, fees, and terms offered by the payday loans lender. They need to go through the terms and conditions and carefully before deciding about whether they would like to take the offer. If any part of the terms and conditions is not clear, consumers can ask the lender for clarifications.
If a consumer does not agree with any part of the terms, he/she has the right to reject the offer. However, once a consumer chooses to enter into a legal contract with the lender, all the costs and risks associated with the contract will be assumed by him/her. At no point is the consumer obligated to PaydayLoanLenders.com. Once the contract is signed, the consumer will then be obligated to the lender only.
The lender is solely responsible for determining the interest rate, fees, and terms of the loan. PaydayLoanLenders.com does not play any part in this. The actual amount of time taken by a lender to process an application / transfer the funds may be different from the normal processing / transfer time mentioned elsewhere in this website.
A payday loan is not a long-term financial solution. It is only meant to provide short-term financial relief. People who are struggling with debt and credit problems ought to seek guidance from a financial counselor. Loan applicants must be sure that they can repay the loan on the due date.
Before applying for payday loans, consumers need to find out about other loan options, local regulations / laws covering payday loans, and recent changes in the state. They also need to understand the risks associated with taking payday loans.
PaydayLoanLenders.com does not offer any guarantee that a consumer will be matched to a service provider or lender after completing an online application form. We cannot guarantee that every consumer will get an offer for a loan solution with an acceptable interest rate, fees, and terms from a service provider or lender.
Payday loans are not solicited or offered in all the states by PaydayLoan-Lenders.com. There may be changes in the list of states serviced by this website from time to time.